Novel Bin Chapter 107 - A Serious Discussion
Chapter 107: Chapter 107 A Serious Discussion
I am a little nervous and reluctant, but at the same time, I am a little looking forward to it. I know that once some words were said, the current relationship between Liusu and I would be changed, but…
“Nannan!”
Liusu suddenly shouted and dragged me back from the complicated thoughts while waving her hand. Before I fully came to myself, I saw Liusu, who with a ruddy face, tried to pretend to be very natural and said to me, “I… really didn’t think much, goodbye, and good night!”
I was dazed… Then, I laughed bitterly at myself. Women are really more honest than men, good at disguising, but not good at lying. It seemed that the best buddy relationship between Liusu and I was really coming to an end.
Yes, I don’t want to continue to be her buddy anymore! This voice resounded from the bottom of my heart.
. . .
Thinking about it, it was actually quite simple. The relationship between me and Liusu is like a layer of paper. It will break when I reach for it, but when I really reach out, I don’t realize how to break it, damn! Paper is thin, but people’s skin is even thinner!
We have been buddies for more than four years, and we are already very close. Now that I suddenly wanted to be even more close to her, it made me feel at a loss for what to do, so my relationship with Liusu remained unchanged as before.
Alas, I just realized how inexperienced I was at chasing girls. Therefore, I had one more homework every night, which was to watch clichéd romantic drama with Chu Yuan…
In the past few days, Mo Fei and I have been busy with short-term investment.
The Hengxiang Group was originally founded by Guo Xiang’s father, Guo Zhiheng, single-handedly. The company’s general strength and poor management led to unclear company prospects, and the company has just passed a turbulent period. According to what I heard from Liu Xinlei and my old man, when Hengxiang Group was at the most difficult period, Guo Xiang took over the company from his father, who suffered from health problems and promptly restructuring of the company’s senior management, and unexpectedly, it signed a deal that was valued 100 million yuan. The contract period was six months, and in six months, the Hengxiang group would get 100 millions yuan.
It can be said that once this single deal is successful, not only will it help to solve the Hengxiang group’s immediate problem, but it will also help boost its future development.
However, the difficulty of Guo Xiang is also self-evident. He needed money. In the early stage, he needed capital investment.
The financial situation of Hengxiang Group was not optimistic, so he sought cooperation. But looking at the past strength of Hengxiang Group and the new senior management of the company, and the doubts of the ability of Guo Xiang, a young man, who took over the company when it was in a big crisis, like Fengchang Corporate Group, everyone’s attitude was the same. It was not worth taking on too much risk for the sake of a little profit.
I took advantage of Guo Xiang’s current difficulties and put forward a short-term investment proposal: Hengxiang Group will help Hengxiang Group apply for a half-year of short-term acceptance bill of 100 million yuan from the bank.
In general, Banks usually require companies to put down collateral for the acceptance bill they apply for, and if the collateral does not meet the requirements, the bank will require the companies to deposit the rest of the balance in the form of collateral, which was what Mo Fei provided for Guo Xiang.
We will transfer the funds into the account designated by Guo Xiang, and the bank will issue the deposit receipt. The deposit receipt will be kept by us before discounting. After receiving the remuneration, we will forward the deposit receipt to Guo Xiang.
The acceptance bill only charges a handling fee of five-thousandths of the application amount, and Guo Xiang can immediately discount it once he gets the acceptance bill. The period is about half a month, and it will not exceed one month at most. Excluding the necessary handling fee, this investment can recoup nearly 100 million cash, so our fund recovery will not be a problem.
Mo Fei used the relationship of Fengchang Group to contact the bank for Guo Xiang. The bank asked Guo Xiang to deposit 45 million. Mo Fei provided the money and charged three percent in return, while as an intermediary, I charged Guo Xiang for one percent intermediary fee, which was 450,000 yuan, and this money was enough to pay off Wu Xueqing’s debt.
Four percent is still lower than the loan interest.
This investment certainly has the risk of the other party defaulting it. This was also my biggest worry. So Guo Xiang’s reliability was the key to this investment. I don’t have too much confidence in my own foresight, but I believe that my old man will not misjudge a person. I have also discussed this matter with him and got his support. Of course, I did not say anything about the intermediary fee and using it to pay off Wu Xueqing’s debt. I only said that the company was currently focusing on doing the short-term investment, and since he knew him, I could use this kind of relationship to improve my performance in the company.
Man struggles upwards; water flows downwards. This is how the world works. My old man also hoped that I could help Guo Xiang a little, which clearly showed that he trusted Guo Xiang a lot.
Even so, I still made a very strict contract. For example, once the invested capital becomes problematic for any reason, we require Hengxiang to assume the responsibility for compensation unconditionally, including the claim for its company and private property.
More than two weeks passed in a twinkling of an eye, although the surface was calm and smooth, my little heart has been hanging in my throat, just like a boat rippling in the vast sea, the direction was clear, and the hope was there, but unless I saw the harbor, my heart would not be at ease.
Damn it, before investing, I only thought that tens of millions were just a combination of Arabic numerals. After investing, I found out that the bundle of banknotes was enough to crush me to death!
The investment was handled by Mo Fei herself on behalf of the Department of Investment, no one else in the investment department knew about it apart from me. And Mo Fei as an investor, of course, would want to know the progress, so in the last few days, I frequently moved between the company, the bank, and Guo Xiang’s company.
Seeing I was walking in and out of Mo Fei’s office frequently, Liusu was already very suspicious about it. However, every time she asked me what I was doing, I just made up some excuses.
The money involved was too big, telling her would only make her worry.
Seeing that the investment period was about to end, and the fund was about to be recouped, I was getting more and more anxious, it was at this critical time, I was caught up in unexpected trouble.
Thursday afternoon, after finishing my work, I brewed a cup of tea, as usual, intending to spend the remaining one and a half hours by reading some news on the Internet before leaving work.
After opening QQ and noticing that there were not any notifications, I was relieved, and at the same time, I was puzzled. Since Xiao Yike had a meal at my house that day, she hasn’t contacted me again. The question that I had in my mind became even more complicated.
If the lipstick mark on my face was really left by Xiao Yike, she must have a purpose, right? But why didn’t she contact me? There were only two possibilities that I could think of: First, she is waiting for me to call her. I indeed have that kind of desire, but I am trying my best to hold it back. I always feel like she is setting up a trap and waiting for me to jump in.
Second, she wants me to ask Chu Yuan about her situation. I am more inclined to this possibility, because, in the view of Chu Yuan, I was not familiar with Xiao Yike, so if I suddenly asked her about Xiao Yike for no reason, it would definitely arouse Chu Yuan’s suspicion. At that time, Xiao Yike this little minx would definitely do something…
My dear little sister has a tricky personality and a lot of problems. The friends she makes are as problematic as her.
When I was staring at QQ. Liusu, who was next to him, finally stopped ‘smashing’ the keyboard, and leaned comfortably on the seat and stretched her body lazily. “Ah~ Finally! Nannan, what are you doing?”
I quickly closed the QQ, “Oh, nothing, just checking some news.”
Liusu slid toward me, resting her head on my desk, blocking my computer, and said with a look of mischief: “I need to discuss something serious with you.”
I smiled and flicked her head, but the bratty girl dodged it. “Is this your serious look?”